This is our core product offered to all industry classes.

Coverage Highlights

• Broad insured definition
• Broad Time Element Pollution coverage
  • Blended pollution coverage optional with 20/80 knowledge / reporting feature
• Broad integrated occurrence coverage
  • Unique feature that allows multiple losses with a common cause to be aggregated together to erode the attachment point and limits (subject to maintenance retention to eliminate expected losses)
• Optional Reinstatement of aggregate limits
• Affirmative Punitive damages
• Professional errors and omissions for bodily injury liability
• Industrial aid aircraft and aviation fuel
• Workers compensation/employers liability
• Broad personal injury definition (including discrimination)
• Watercraft, as scheduled
• Secondary non-automotive products recall
• Discovery coverage at pre-agreed scheduled pricing

Limits/Attachments

• Maximum Limit:             US$150 million / Euro112.5 million / £75 million
• Minimum Attachment:    US$100m / Euro75m / £50m risks with material North American exposure
• Minimum Attachment:    US$50m / Euro37.5m / £25m for other risks
• Ability to offer aggregate drop down
  

2. Claims Made Follow Form

ABI will follow selected Claims Made underlying wordings and can provide capacity to a diverse range of industry classes.