Profile

ACE Tempest Re USA, LLC, (ACE Tempest Re USA), located in Stamford, Connecticut, writes all lines of traditional and non-traditional property and casualty business for the North American market.

We are committed to working with clients and brokers and providing customized products that are tailored to address their underwriting, financial and risk management needs.

Our underwriting, actuarial, claims, finance, and research and development teams work together to develop our risk analysis and pricing. We are willing to share our analysis with our clients as we strive to achieve consistent pricing based on quantifiable data.

History

ACE Tempest Re USA was established on April 1, 2000 and is an Underwriting Manager wholly-owned by ACE-INA Holdings Inc. We write on behalf of ACE Property & Casualty (ACE P&C) and ACE American Insurance Company and other ACE USA entities and operate through the reinsurance intermediary market.

Coverage

We focus on specialty and niche business, and actively seek opportunities in all lines of business where we understand the risks and believe we can achieve underwriting profitability.

Property

• Excess of Loss or Quota Share Basis
• Maximum Capacity per program:
  • Pro Rata: $10 million
  • Excess of Loss: $10 million Per Risk, $20 million Per Occurrence

Casualty

Including commercial and personal automobile, GL, umbrella, medical and non-medical, professional liability, D&O, environmental liability, alternative risk, accident & health, workers compensation (CAT).

• Excess of Loss or Quota Share Basis
• Maximum capacity $5 million pro rata, $10 million excess of loss, WC Cat $20 million

Surety and Fidelity

Including contract surety, non-hazardous commercial surety risks, monoline fidelity bond covers, commercial crime, ERISA, community bank programs, employee theft.

• Maximum Capacity $15 million per principal

Products

• Alternative Risk products for captives and other alternative insurance mechanisms
• Accident and Health including personal accident / special risk as well as medical QS and Excess of Loss
• Commercial Auto
• Contract Surety accounts for national and regional carriers, on either a Quota Share or Excess of Loss basis
• Environment Liability
• Excess and Surplus lines mainframe covers or covers for specific programs or classes of business  
• General Liability
• Managed Care Errors and Omissions for small and medium sized regional risks
• Medical Malpractice
• Personal Auto including Non-Standard Auto particularly for insurance company clients
• Professional Liability including Professional Service firms, Directors and Officers, Fiduciary Liability, and EPLI
• Property Risk Excess and Pro Rata covers, particularly in the Excess and Surplus lines area
• Structured Reinsurance for property & casualty
• Surety & Fidelity
• Umbrella programs particularly for small to medium Excess and Surplus lines risks, and for standard companies writing over their own primaries
• Workers Compensation
• Workers Compensation Catastrophe, we can offer total capacity of up to $20 Million for business with M.A.O.L limitations

Financial Strength

Our solid financial ratings, strong balance sheet and responsive claims paying have earned us a reputation as a world leader in the property and casualty reinsurance market.  ACE Tempest Re USA writes on behalf of ACE Property and Casualty Insurance Company (ACE P&C) and ACE American Insurance Company and other ACE USA entities.  As at 18 August 2009 financial strength ratings are as follows:

	AM Best	S&P	Fitch	Moody's
ACE P&C	A+	A+	AA-	A2
ACE American Insurance Company	A+	A+	AA-	A2

For more financial information on ACE's Global Reinsurance operations or ACE Limited, the ACE Group's Swiss-incorporated parent company visit the Investor Information page at www.acelimited.com where you will find the ACE Limited annual report, financial supplements and rating information. 

ACE Financial Review
Also at www.acelimited.com you will find the ACE Financial Review webcast - ACE Limited Chief Financial Officer Philip Bancroft provides an overview of the ACE Group's financial position, invested asset portfolio and operating performance.  Watch the ACE Financial Review - Second Quarter 2009 webcast.