ACE Tempest Life Re provides solutions to the complex risk and capital management challenges facing life insurers today. Our team of actuaries apply state-of-the-art modelling techniques and dynamic financial analysis to design innovative reinsurance solutions that assist clients with their life and annuity business challenges.

ACE Tempest Life Re specializes in niche markets such as multi-faceted risks including elements of financial, behavioural, and mortality and longevity risk. In the variable annuity marketplace, we possesses the actuarial expertise and experience to analyze and structure reinsurance programs for various embedded risks including guaranteed minimum death benefits, guaranteed minimum income benefits, and other death and living benefit guarantees.

ACE Tempest Life Re can assist annuity clients with ongoing business needs by reinsuring current product offerings. We can also reinsure in-force blocks of annuity risk and offer non-traditional solutions for various mortality and longevity risks.

In 2005 we expanded our product range to include more traditional forms of mortality risk reinsurance. The initial focus is on YRT and coinsurance coverage of fully underwritten term and permanent products. We expect to continue to grow our capabilities in these areas to address the full scope of our clients’ life reinsurance needs, including group life, COLI, CI, mortality stop-loss, AXXX solutions, and individual facultative support.

Products
ACE Tempest Life Re can analyze and structure reinsurance offerings for:

• Variable annuity contracts, covering guaranteed death and life benefits
• Customized life reinsurance structures
• Single premium immediate and deferred annuities (including tail annuities)
• Structured settlement annuities

Financial Strength
Capitalised with over US$3.5 billion at December 31, 2005 and with an A+ rating from Standard & Poor’s and A.M. Best, ACE Tempest life Re provides excellent security for US and international clients.