ACE Tempest Life Re USA, based in Stamford, Connecticut, was established in May 2006 to offer reinsurance capacity for the individual life business utilizing yearly renewable term and coinsurance structures. ACE Tempest Life Re USA aims to build long-term affiliations with clients and to continuously demonstrate its understanding of daily challenges and its expertise in product design, marketing, distribution, underwriting, and administration.

Human Capital/Financial Strength
ACE Tempest Life Re USA is part of the ACE Group, which at year-end 2005, had:

• 11,000+ employees worldwide
• Assets of over $US 62 Billion
• Surplus of more than $US 11 Billion
• Claims-paying ratings of A+ from both A.M. Best and Standard & Poor’s.

Financial Information
ACE Tempest Life Re USA is a part of the ACE Group of Companies. ACE Limited (NYSE: ACE), holding company of the ACE Group of Companies, is one of the world's leading insurance and reinsurance organizations, with 2004 gross premiums written of $16 billion. Our strong capital base, financial stability, diversified earnings stream and multinational operating platform are strong indicators that we are strategically well positioned for future growth and development.

Products
ACE Tempest Life Re USA offers a full range of YRT and coinsurance structures on term and permanent products sold by US primary companies:

• XXX Strain Relief
• Critical Illness Acceleration Riders
• Group Life
• Corporate and Bank Owned Life Insurance Reinsurance